A DUI conviction in California will result in automobile insurance problems. From the requirement of obtaining SR22 insurance, to renewing insurance policies, it is inevitable that automobile insurance rates will go up dramatically upon renewal. In the alternative, the insurance company can elect to not renew the policy at all.
It is lesser known that a DUI conviction in California can effect other insurance policies as well. You may be surprised to find out that your life insurance premiums may go up based on a DUI. Since life insurance premiums are based on health conditions and life expectancies, a company may decide that a DUI impacts those factors. The theory is that alcohol abuse reduces life expectancy by years and creates potential health problems.
In addition, disability insurance qualification or premiums can be affected by a DUI conviction. Private disability insurance replaces income in the event of an illness or injury which prevents you from working. Premiums, like life insurance, are based on your health condition. A DUI can cause an increase in premiums, cancellation of a policy, or a denial of a policy.
It is important when you are facing a DUI charge to consult with a qualified California DUI attorney who can guide you about your various insurance concerns.
Post a Comment to "Effect of DUI in California on insurance rates"To reply to this message, enter your reply in the box labeled "Message", hit "Post Message."